Afterpay Terms & Conditions
What is Afterpay?
Afterpay offers simple instalment plans, allowing a purchase to be paid for in 4 equal instalments, due every fortnight, interest free! Simply choose Afterpay as your payment method at checkout. First-time customers provide payment details as usual, returning customers simply log in to make their purchase.It’s that easy!
Pay For Your Purchases Over Time
Afterpay allows youto Buy Now & Pay Later! Afterpay makes it simple to pay when it suits you best over 4 equal installments that are due every 2 weeks.
Completely Interest-Free, Every Time You Buy
Afterpay charges no interest for our instalment plans. If you make repayments on time, you’ll only ever pay the price of the item you’ve purchased.
No New Card Applications, Instant Approval Online
Forget about long, complicated application forms. Afterpay’s proprietary platform makes it quick and easy to get approved instantly and keep shopping.
How Do I Use Afterpay?
Who Can Use Afterpay?
Afterpay is available to all people who:
- Are at least 18 years old;
- Live in Australia;
- Are capable of entering into a legally binding contract;
- Have a valid and verifiable email address and mobile number; and
- Use an Australian credit or debit card to make the purchase.
You are not required you to fill out a credit application form!
How Do I Sign Up To Afterpay?
You do not need to register prior to making your first Afterpay purchase.
Simply choose Afterpay as your payment method at checkout. If it’s your first time using Afterpay, you will provide payment details as usual to complete your purchase.
Once your first order is approved, your Afterpay account is created. All you need to do is visit www.afterpay.com.au to set up a password, and you will be able to make more purchases using Afterpay by simply entering your log in details during your next checkout.
Is There A Cost To Use Afterpay?
Afterpay does not charge a fee to consumers when purchasing and they do not charge interest. The only fees applied to consumers are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Afterpay account to make your payment via a different method.
Is Afterpay Safe & Secure?
Afterpay is a PCI DSS Level 1 certified compliant Service Provider organisation. PCI DSS is a comprehensive set of requirements created by the Payment Card Industry Security Standards Council to enhance cardholder data security and to ensure the safe handling and storage of sensitive customer credit card information and data.
This is the highest level of security in the payment industry.